Pera Bag

2.0.9
Pera Bag is where you can download and apply for personal loans. You will be approved for a maximum loan of $20,000 within a long time, the app supports Android version
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4.7/5 Votes: 31,299
Developer
Got-It Lending Inc.
Updated
24/02/2024
Size
16.62 Mb
Version
2.0.9
Requirements
5.0
Downloads
100,000+
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Description

Typing the phrase “quick online loans” into a search engine yields over 30 million results. You might feel overwhelmed trying to sift through all those suggestions. The smartest approach we suggest for you is to explore Pera Bag – an app specialized in connecting those in urgent need of online loans with reputable financial partners. By choosing this app, you simply need to register for a loan, wait for approval, and receive the funds in your account.

This is an intermediary app responsible for linking lending partners with individuals in urgent need of funds to cover current expenses. Regardless of your location, you can quickly borrow money using just your smartphone running on Android or iOS. Opting for this app, you’ll experience extremely professional unsecured loan services. The process for borrowing 20,000 Pesos is straightforward and concise. Loan amounts, interest rates, repayment terms, etc., are all very clear. It can be asserted that the app always strives to provide customers with the fastest access to financial resources.

Another noteworthy aspect when applying for quick loans through Pera Bag is the extremely favorable interest rates. As a result, the app consistently receives significant attention from customers, with a considerable number of loan applications uploaded every day, keeping the system operating at full capacity.

The loan limits through the Pera Bag app are not excessively high but are sufficient to help customers cover various expenses. Even new customers can borrow higher limits, depending on their profiles and credit histories.

Pera Bag’s interest rates range from 11% to 19.55%, translating to only 1.2% per month. This is not an excessively high figure and certainly does not affect the repayment ability of customers. Especially for first-time borrowers, they enjoy a 0% interest rate and a repayment period of up to 30 days.

The repayment period ranges from 91 days to 181 days (monthly installments), with advance notice provided 3 to 7 days in advance. If customers find themselves in a tight spot, they can contact customer service for an extension. Extensions of up to 5 days can be granted without incurring additional fees.

How to register for a loan through the Pera Bag app?

To quickly borrow cash through the Pera Bag app, follow these instructions:

  • Access our website, download the PeraBag.APK app to your phone, and wait for 1 minute for the app installation to complete. Open the app, enter your phone number, and input the verification code to register and open an account.
  • Choose the loan amount that suits your needs, then fill in your personal information such as full name, address, occupation, phone number, bank account number, etc., in the registration form.
  • Take clear photos of both sides of your ID card, and a clear portrait photo for the system to evaluate your profile.
  • Review your information, then press “Confirm” to submit your loan application to the appraisal system. The appraisal process typically takes a minimum of 30 minutes and a maximum of one day.
  • If your application is accepted, you will receive a notification on your phone. Read the notification carefully, confirm, and the loan amount will be transferred to your bank account immediately.

Some frequently asked questions about Pera Bag:

  1. How long does it take to receive money when borrowing quickly through Pera Bag?

The minimum transfer time for loans is 38 minutes. The app always strives to complete your loan process within the same day. However, if the system receives an overwhelming number of applications, it may lead to delays in the appraisal process and consequently in disbursing the funds.

If you haven’t received the money after waiting for more than 1 day, quickly check the messages sent to your phone by the system. You may find a notification stating that your loan application has been rejected.

  1. How many times can you borrow quickly through Pera Bag?

The app does not limit the number of unsecured loans you can obtain through it. However, to continue borrowing with preferential interest rates and to have your credit limit increased, you must repay your previous loans on time as stipulated in the contract. The app automatically extends the credit limit and offers flexible interest rates for customers who borrow for the second time or more.

  1. Is Pera Bag truly reputable as rumored?

As of now, there is no information suggesting that this app scams its customers. While the app holds a valid business license, the authenticity of this license has not been independently verified, so its credibility remains unconfirmed.

However, the loan conditions, credit limits, interest rates, repayment terms, fees, etc., at Pera Bag are very transparent. You can review the contract and decide whether to borrow or not entirely at your discretion, without any coercion. Therefore, it’s advisable not to overlook a good online lending app just because of unfounded rumors.

Contact us:

Email: [email protected]
Address:lgnition Venture Studio. North Penthouse Marajo Tower. 312.26th St. cor.4th Ave.BGC..FortBonifacio.TAGUIG CITYNCRFOURTH DISTRICT.Philippines