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3.9/5 Votes: 443
Updated
18/02/2024
Size
18 MB
Version
3.1.8
Requirements
5.0
Downloads
600.000+
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Description

This is an app that provides online loan services on Android/iOS platforms, with instantly high credit limits. The app is now available on the website loanapp.store. It operates 24/7, following the criteria of fast approval and super-fast disbursement, so you can borrow money whenever you need it right here.

The application process is extremely simple, transferring funds directly to your bank account. You can apply for a loan wherever you are in need.

Detailed information about the app:

  • App Name: LuckyPeso;
  • Version: 1.1.0; Address: UNIT 1009 CITYLAND PASONG TAMO TOWER, CHINO ROCES AVENUE, Pio Del Pilar, CITY OF MAKATI, NCR, FOURTH DISTRICT, Philippines
  • Last updated: 12/12/2023;
  • Device requirements: Android phone 4.1 and above;
  • Downloads: +510,000 downloads;
  • Content rating: Ages 3 and up;
  • Release date: 12/12/2023;
  • Email address: [email protected]

Conditions for registering to borrow at LuckyPeso:

  • Filipino citizens working within the country
  • Age range from 18 and above
  • Valid personal identification/ Passport
  • No specific job requirements, but the app prioritizes profiles of individuals with stable jobs and monthly income
  • Possession of a local bank account for convenient receipt and timely repayment of loans
  • Active ownership of a regularly used primary phone number

Advantages of the application:

  • Completely online loan procedures, no requirement for in-person meetings, just upload pictures of necessary personal identification
  • Quick and continuous processing and classification of applications, operating 24/7
  • Contracts with transparent loan terms, clearly stating interest rates, repayment periods, service charges, etc. All details are openly provided in messages sent to the customer’s phone
  • Borrowers do not need collateral, income proof, or assessments of family/friends; the app doesn’t require these
  • Direct transfer of loans through banks 24/7, disbursal within 5 minutes after approval
  • The app supports lending across the entire Philippines, without gender or job discrimination.

Details about LuckyPeso:

If you want to apply for a personal loan right away, check out the following information:

  • Allowed loan limits: Minimum ₱ 1100, maximum ₱ 100,000. For the first loan, the limit is only ₱ 50,000. To increase the limit, ensure timely repayment of the initial loan.
  • Loan duration: Repayment can be as quick as 30 days or as long as 90 days. Evaluation suggests that the repayment period at LuckyPeso is relatively short. Make sure you can repay both the principal and interest on time before confirming the loan agreement.
  • Interest rates: The lowest rate is 12%, and the maximum does not exceed 14% per year. The assessment of these interest rates falls within the average range and complies with legal standards. These rates may change if you exceed the repayment period.

Steps to Register:

-1: Visit the website loanapp.store, download the LuckyPeso app to your phone, enter your phone number to create an account.

-2: Choose the loan amount and corresponding repayment period. Provide personal information such as full name, address, phone number, email, and account number. Take photos of documents and a portrait to complete the loan application.

-3: Wait for the system to evaluate the loan application, which usually takes about 32 minutes. Maximum processing time is 24 business hours for larger loan requests.

-4: If your loan application is approved, you’ll receive a notification on your phone. This notification serves as the unsecured loan contract. If you agree to the loan terms, confirm. The loan amount will be transferred directly to your registered bank account.

-5: Choose the most convenient repayment method for the loan.

Note: Interest rates may increase if you exceed the repayment period. The longer the delay, the higher the interest and penalties. Therefore, ensure timely repayment of the loan.

If you wish to repay the loan early, you’ll have to pay an early settlement fee. Contact LuckyPeso’s customer service for assistance in early repayment.

Summary:

These are the basic details about the LuckyPeso loan app. We hope our insights help you make an informed decision about borrowing quickly through this app. However, if you choose to borrow from LuckyPeso, adhere to all their loan terms. Avoid intentional debt accumulation, which complicates matters for both parties. Your personal information may be used for debt recovery purposes, causing inconvenience.

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