As technology advances and with the substantial support of the internet, borrowing money can now be seamlessly conducted online. If you have a need for quick disbursal loans at low-interest rates, head straight to Zuri Cash.
Why choose Zuri Cash for borrowing money?
ZuriCash is among the renowned apps in the field of online lending. When people think of borrowing money online, this app often comes to mind first. Not only due to its credibility, but the special reason that increasingly attracts and motivates people to choose and favor this service is its primary focus on customer benefits.
Every customer who comes here receives enthusiastic support from staff, detailed guidance on the process and registration terms. Consequently, customers can easily navigate the registration process. Once registered correctly, the borrowed amount will undoubtedly be swiftly transferred into their accounts. Typically, it takes only about 22 minutes after submitting the application to receive the money.
Moreover, all information regarding the loan conditions, interest rates, limits, and loan periods are transparently and publicly updated. This ensures there are no sudden changes or unilateral alterations to the terms by the app.
Furthermore, with online loans at Zuri Cash, you won’t need to collateralize assets or involve family assessments, unlike traditional bank loans. This helps alleviate the pressure associated with borrowing money.
Loan Requirements at Zuri Cash
As an app specializing in online lending, ZuriCash understands the customer’s mindset very well. Almost everyone seeking online loans does so to avoid the hassle of complicated paperwork. Therefore, the conditions set by the app are straightforward, and with these conditions, we are confident that every customer can meet them. The specific loan requirements are:
- Being over 20 years old, regardless of gender, in Kenya
- Possessing valid personal identification or a valid passport with no tears, expiration, or illegibility
- Being employed with a consistent monthly income of at least 200 Ksh
- Having an active bank account in Kenya, with the account holder’s name matching the name on the identification document
- No bad debts or clean legal records
Interest Rates, Limit, Loan Term
- Interest Rates: Depending on each specific loan, there will be defined interest rates, but the maximum interest rate is capped at 18 – 36% per annum. This rate includes service fees, so apart from paying the interest, you won’t have to pay any additional charges during the borrowing process. However, late payments beyond the repayment deadline may incur penalty fees.
- Limit: Customers can select a loan limit ranging from 500 Ksh to 55000 Ksh.
- Loan Term: The loan terms range from 90 days to 180 days.
Loan Process through the App
Currently, ZuriCash exclusively offers its loan services through one official app. It does not operate on any other app platform. It’s crucial to note this to avoid mistakenly borrowing from impersonated addresses.
The steps to apply for a loan are as follows:
Step 1: Access the homepage of loanapp.store and download the app to your device.
Step 2: Register for an account following the instructions, providing all required information such as name, age, date of birth, account number, occupation, and phone number.
Step 3: Apply for the loan. In this step, you’ll choose the loan limit and term, and the system will automatically calculate the corresponding interest rate you’ll need to pay. This will help you know the total amount you’ll have to repay in advance.
Step 4: The last and crucial step that determines if your loan will be approved quickly is to provide clear photos of your identification document or passport, along with a selfie. Note that the photos must be clear because blurred images will make identity verification difficult, potentially leading to longer processing times.
After about 22 minutes of submitting your application, if your profile meets the requirements, you’ll receive the funds instantly.
Zuri Cash is truly deserving of being the leading trusted app for online loan services. It’s an app you should not overlook whenever facing financial difficulties and needing quick loans. Especially as a loyal customer, you may receive approval for higher loan limits. If you have any questions or concerns, please leave a comment below; we’ll assist you promptly.