Zima Cash

The form of borrowing money is developing strongly to meet the increasing demand of users. However, finding a reputable online lending service is not easy. But don’t worry, in this article, we will reveal to you a service that is favored and trusted by customers like no other, and that is Zima Cash.

What is Zima Cash loan service?

As mentioned, the loan service has gained special favor from customers in Tanzania. Why is that so? Simply because of its speed, uncomplicated documentation, and disbursement time of only 10 – 15 minutes.

Among the reputable online lending services in the market, Zima Cash stands out. This reliable app aims to provide customers with unsecured loans in the short term.

At ZimaCash, the procedure only requires a national ID card, and you can get your application approved without the need to prove income or pledge assets. With their smart application, you can apply for a loan from the comfort of your home, as long as you have a smartphone with an internet connection. The loan amount can go up to Tsh2000000, which is enough to cover your immediate financial needs.

Guide to Registering for a Loan

This is likely the step that customers are particularly interested in because when they choose this option, they are facing financial difficulties. They want to find a place to help them solve their problems, but they don’t know how to register. Without further ado, we will guide you through each step, so follow along to see the results.

1. Choose the loan amount

Your first task is to download the loan application to your mobile phone. Next, access the app and select the loan amount you desire. For the first-time borrowers, the loan amount may not be substantial, usually up to a maximum of Tsh500,000. If you wish to increase the borrowing limit for subsequent loans, you need to repay the current loan in a timely manner. Conversely, if you already have a loan account, you can simply log in and apply for a new loan.

2. Enter your phone number

For new customers, you need to provide your correct phone number to register for an account. To facilitate communication and ensure you don’t miss any important notifications, it’s best to use your official phone number or the one you are currently using.

Once you’ve provided the phone number, a loan organization representative will contact you to provide a verification code. Your task is simply to enter the received code into the designated field to proceed to the next step.

3. Create a password

In this step, you’ll need to enter your email address and create a password for your account. The password must contain at least 8 characters, and for better security, it’s advisable not to choose a password that is too simple.

4. Fill in Personal Information

This step is crucial and cannot be skipped. You will provide some information, including your full name, gender, date of birth, and more. However, that’s not all. You also need to take clear photos of the front and back of your national ID card, along with a selfie. The images must be sharp and not blurry or missing.

5. Employment and Income Information

Having stable employment and a steady income is a crucial factor in determining whether your loan application will be approved or not. Therefore, accurately fill in the necessary information for Zima Cash to evaluate your financial capacity and repayment ability before making a lending decision.

6. Additional Contact Information

Next, you need to provide ZimaCash with the phone numbers of three relatives or friends. This information will be used for verification or in case of emergencies. Providing this data can also expedite the approval process of your loan application.

7. Fill in Information for Receiving the Loan

Zima Cash will disburse the loan through your bank account, so make sure to provide all the required information. This includes the bank name and account number to facilitate successful payment in case your application is approved. The provided information must match the name of the borrower.

8. Loan Application Review

This is the final step. After completing all the required information for repayment, you can finalize and submit your loan application. Once you have submitted the application, a Zima Cash representative will contact you within a few minutes to confirm the loan details.

If your loan application is successfully approved, the next step is to sign the contract and receive the money within 15 to 20 minutes. If it takes longer, it will be approximately two hours from the working hours.

These are the 8 steps to register for a Zima Cash loan that we want to share with you to help you successfully apply. Feel free to leave a comment below if you have any questions.