Valley Loan

If you need to borrow money online, immediately download the Valley Loan app to your phone and apply for a loan up to ₱25,000 in 1 minute.
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Flash Cash 101 Lending Corp.
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As the internet continues to evolve, loan apps are becoming increasingly popular. Among them, Valley Loan is one of the apps that is attracting a lot of attention from individuals in urgent need of financial assistance. This is because the app is willing to lend up to ₱25,000 with ultra-fast disbursement and extremely simple loan procedures, requiring only identification verification documents. While customers enjoy numerous benefits, is this app truly trustworthy for borrowing money?

Valley Loan is advertised as an app specialized in creating loan profiles on a digital platform. This app is solely responsible for introducing reputable lending partners to address the financial needs of individuals.

By serving as an intermediary, the app sustains its operations by generating profits based on the agreed-upon interest rates. Opting for this app, borrowers typically don’t have to wait too long for disbursement or undergo complex loan procedures as with traditional banking loans.

Through the internet, loan profiles are optimized, ensuring customers receive their loans promptly. The app is linked to numerous financial support partners, so once your profile is uploaded, you’ll immediately be matched with suitable lending apps.

Convenient features exclusive to Valley Loan:

When you search for the phrase “fast loan app within the day,” search engines yield thousands of results for you to consider. Carefully researching each suggestion may lead you to find a suitable app. However, do you have enough time when your current financial situation is urgent? The smartest approach you should consider is choosing the Valley Loan app because of the following conveniences:

  • You can create a loan profile with just a tap and click.
  • Fast and simple loan application if you are 20 years old or older.
  • No collateral required, just need valid identification documents from the Philippines.
  • High loan approval rate.
  • Most competitive interest rates.
  • Saves time and helps you address immediate financial needs.

Moreover, when choosing the app, borrowers experience three credit tiers: new borrowers, repeat borrowers, and loyal customers. With:

  • New borrowers: Enjoy an interest rate of 0% – 5% per annum, but with relatively low loan limits and short repayment periods.
  • Repeat borrowers (second-time borrowers): Higher loan limits and longer repayment periods, but with relatively higher interest rates.
  • Loyal customers (from the third loan onwards): Enjoy the highest support package of ₱25,000 from the app, along with longer repayment periods and priority disbursement times compared to other loan packages.

How to register for a loan on the Valley Loan app?

Ensure your phone is connected to the internet and follow these steps:

  • In our app store, download the Valley Loan app to your phone and complete the new account registration process.
  • Choose the loan amount and repayment period that suits your capabilities.
  • Take a portrait photo, capture both sides of your identification documents, and submit your loan application through the app.
  • Wait for the system to review, which may take up to 2 hours. If your application is approved, you will receive a notification on your phone. Confirm the loan, and the money will be transferred to your bank account immediately.
  • Repay the loan according to the agreed-upon time in the contract. You can make payments by transferring funds through your bank.

Is the Valley Loan app reliable?

Despite its numerous advantages and benefits for users, Valley Loan has recently garnered attention due to negative customer reviews. Many of these reviews give the app a one-star rating, stating that loans were not disbursed and loan applications were continuously rejected.

Many people also believe that the app operates solely to steal customers’ personal information. However, in reality, the app has helped many customers quickly resolve their urgent financial issues. Loan applications may be rejected because the borrowers do not meet the requirements of the financial partners.

Take Cash Loan as an Example:
If you choose a Loan Limit of PHP 10,000.00 pesos and Term of 120 Days,
The Total Interest that must be paid: 10,000.00×0,05%x120 =PHP 600.00
Total interest that must be paid Service Fee: 10,000.00×0,3% =PHP 30.00
Interest Payable per Month: 10,000.00×0,05%x30 = PHP 150.00
Monthly Repayment Bill Includes Principal and Interest payable: 10,000.00+150.00 = PHP 2,650.00
Total Repayment Due: 10,00.00 + 600.00 + 30.00 = PHP 10,630.00


🏢Address:2006 East Tower, Philippine Stock Exchange Center, Exchange Road, Ortigas Center, Pasig City, Metro Manila, Philippines.
☎️Mail: [email protected]
📮Phone: +63 9602727190