Tloan

Are you facing financial difficulties and need a loan but hesitant about the cumbersome procedures and don’t have time to visit bank branches? So what are you waiting for? Access TLoan service now to get financial assistance in no time.

In recent years, online loan services have seen significant growth, evidenced by the rapid increase in the number of loan apps. However, not all online loan services are highly regarded by customers. That’s why you should choose to partner with TLoan.

In essence, TLoan is a loan app available on all Android platforms. Instead of going to a physical office, borrowers download and install the app. Then, they complete all loan procedures directly on the app. The loan process is evaluated to be fast and convenient. In just a short period, borrowers receive financial assistance without the need to provide proof of assets or income.

Explore the advantages of the App:

• Although the interest rates may be higher compared to traditional bank rates, many people are still willing to choose this app for loans due to its numerous advantages.
• Various loan policies cater to the needs of different customer segments.
• Flexible interest rates with competition among online loan providers.
• The app supports 24/24 loan services without the need to visit physical branches.
• You can borrow money without requiring the involvement of family, friends, or guarantors.
• Obtain financial support without collateral or any specific documents.
• Simple loan application process, requiring only national identification documents.
• The app supports loans even for those with bad credit.
• Quick disbursement of funds after completing the application process.
• The loan approval rate for this app is currently over 95%.

What are the loan limits and interest rates on the app?

For the first loan taken through the TLoan app, customers can be supported with amounts up to NGN100,000. For subsequent loans, this amount is increased to NGN500,000. Specifically, the app offers four different loan purposes with varying limits for customers to choose from when needed.

• Loan for gift purchases with a maximum limit of NGN100,000.
• Loan for debt consolidation with a limit of NGN300,000.
• Home improvement loan, with a limit not exceeding NGN300,000.
• Travel loan with a maximum disbursement limit of NGN200,000.

Regarding interest rates, the system currently applies a rate of 10.9%+. This figure may vary depending on the loan limit or the general interest rates in the market. However, overall, the interest rates are relatively competitive. Additionally, first-time customers experiencing the app’s service will benefit from a promotional offer of a 0.01% interest rate.

However, TLoan does apply fees during the loan process, including application processing fees, overdue settlement fees, and consultation fees. These fees are reasonable and have not been subject to complaints from customers.

What are the loan requirements?

The loan requirements on the app are quite straightforward and do not pose significant challenges to customers. However, it’s essential to stay updated to be more proactive during the loan application process.

• Customers applying for loans through the system must be between 20 and 60 years old.
• Customers must be Nigerian citizens, holding Nigerian nationality and residing and working within the country’s territory.
• Valid personal identification documents must be provided as per regulations.
• Borrowers must have an active bank account and a verified phone number in their name.

Details of the loan application process on the app

The loan application process on the app has been optimized and shortened. On average, a transaction is completed within 120 minutes. If you’re a newcomer, to be more proactive, don’t forget to note down the steps.

• Firstly, you need to download the loan app to your device.
• Without further delay, create a login profile or register for an account.
• Quickly select the loan amount and repayment period according to your needs.
• The system will proceed to verify and complete the customer’s profile.
• Approval and disbursement will be made to the customer’s provided bank account.

Contact Us:

Email: [email protected]