Pesoclick

The proliferation of online loan apps and websites is becoming increasingly prevalent on Philippine internet platforms. Among them, one that has gained significant attention recently is Pesoclick. The app offers loans up to PHP 100,000 without the need for face-to-face meetings, collateral, or consideration of your personal income. The loan process is extremely straightforward, with disbursement available 24/7. If you need more information about this app, read the article below:

This financial support app was created with the motto of quickly meeting all cash loan needs on a digital platform. Upon downloading the app to your mobile device, you’ll be prompted to select your desired loan amount. The next step involves completing the loan application in just 7 minutes.

The result of your application will be sent to your phone on the same day, and the money will be deposited into your account shortly after. Since the app utilizes an automated approval system, simultaneously assessing thousands of applications, you won’t have to worry about waiting long during peak hours.

While the process is remarkably concise and time-efficient, not all apps provide such support. There are still minimum requirements that borrowers must meet, and there are also tips to help increase your loan approval rate. The details of this section will be shared below.

Who Pesoclick Provides Financial Support To:

Anyone who meets the following conditions should download the app and complete the loan application. Otherwise, it’s best to avoid wasting both parties’ time:

• Filipino citizens, aged 20 and above.
• Own a smartphone running the Android operating system.
• Have stable employment with a minimum income of PHP 1000.
• Provide the latest 3-month payslip (if available).
• Have valid identification/passport.
• Have at least 1 domestic bank account for convenient loan receipt and repayment.
• Provide a registered phone number under your name, with a minimum usage period of 3 months.

Loan Process at Pesoclick

If you choose to borrow money here, you’ll go through 4 stages corresponding to 4 steps:

• Provide accurate information: Download the Pesoclick app to your device from our app store. Then, proceed to register for an account, select the loan amount, and fill in your bank account number.
• Personal data verification: You need to fill in all the required personal information in the available loan application form. You provide a portrait photo, as well as photos of the front and back of your identification document.
• Loan application assessment: The system will assess your credit score based on the information you provided in the loan application. Then, it will provide a conclusion and send notification of whether your loan application has been approved or rejected to your phone.
• If your application is approved, you will receive notification of the loan contract with detailed terms regarding interest rates, repayment terms, service fees, etc. Read carefully, accept the loan, and confirm. The money will be immediately transferred to your bank account.

Tips to Increase Loan Approval Rate for All Applications

To increase your approval rate at Pesoclick, it all depends on you:

• Declare personal income without the need for extreme honesty, as the app doesn’t scrutinize this too much.
• However, provide a registered phone number under your name, and the longer you’ve been using it, the higher your approval rate.
• Make sure your name and phone number are not on the blacklist of banks, financial companies, or other online lending platforms.
• Ensure your portrait photo is clear, without blur, to prevent the system from rejecting your loan application due to signs of editing/fraud.
• If you want to increase your loan limit and approval rate, provide your payslip or confirmation of the latest 3 months’ salary.

Is Borrowing from Pesoclick Safe?

This lending app possesses an advanced two-layer security system, so you don’t need to worry about your personal information being stolen. Specifically, the information you provide is immediately encrypted and not stored on any third-party servers.

In case your loan application is rejected or you cancel the loan request, all your information will be completely erased from the system. It can be concluded that borrowing from Pesoclick is relatively safe. However, considering the high interest rates and short repayment terms, you should carefully consider before accepting the loan.

Address: Unit 2nd floor, Zeta bldg,Unit 2d，91 Sacedo Street, Legaspi Uillage, Makati City, Manila
Email: [email protected]