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Lending money online seems to have become a trend greatly favored by everyone. Among the myriad of lending apps, Kusog Pera continues to be the top choice for everyone needing consumer loans.

Kusog Pera is an app designed to assist people in times of financial difficulty when they don’t have enough money for daily expenses. The app allows users to access and register for loans entirely online, with all document procedures conducted online for utmost convenience. Simply download the app to your phone, and you can apply for a loan anytime. Loan disbursement is fast through your bank account within minutes of registration, without the need for appraisal, collateral, or proof of income.

Loan Requirements at Kusog Pera

As it specializes in unsecured consumer loans, the app isn’t overly strict with loan conditions. Customers only need to meet the following criteria to have their applications approved and receive money quickly:

  • No gender discrimination, but applicants must be aged between 20 and 50. This means if you’re under 20 or over 50, Kusog Pera may not be the suitable choice for you.
  • Have a stable monthly income to demonstrate the ability to repay debts.
  • Good credit history.
  • Possess valid identification documents, still within the expiration date, and in the applicant’s name.
  • All individuals living in the Philippines can apply for loans, but those with addresses in major cities will receive priority in expedited application processing.

Information about the loan product:

Loan Limit: Maximum of 26,000 Pesos and minimum of 5,000 Pesos. Loan Term: Maximum of 182 days and minimum of 90 days. Interest Rate: Ranges from 12% to 24% per year depending on the loan amount and duration, with specific regulations on interest rates. Service Fee: Depending on the loan limit, there are specific regulations on service fees.

Guide on How to Apply for a Loan at Kusog Pera:

Step 1: Go to the app settings on our website:

Step 2: After successfully downloading, open the app and create an account using your phone number.

Step 3: Select phone consultation registration, and shortly after, an agent will proactively call you to discuss the details of the loan package and terms.

Step 4: Once you and the consultation agent have reached an agreement and you fully understand the loan terms, proceed to provide the required information for loan registration through the app. Ensure that your identification documents are clear to avoid complications during the application process.

Step 5: The application will be automatically reviewed within a minimum of 15 minutes and a maximum of about 2 hours.

Step 6: Finally, if the application is valid, you will receive the loan amount transferred directly into your bank account by the app.

Step 7: Remember to note the loan contract terms to repay the loan on time and avoid penalties.

Helping you address some related questions:

Kusog Pera is a relatively new application that not many people are familiar with, so there are a lot of questions and uncertainties about this app. Here are two of the most frequently asked questions we’ve received:

Can I borrow if my income is unstable?

According to the app’s regulations, borrowers are required to have a minimum income of 1100 Pesos. We believe this income threshold is reasonable and attainable for most people in today’s modern life.

However, despite this requirement, the app is not overly strict. It does not verify or require you to provide proof of your monthly income. Therefore, you don’t need to worry too much about this issue.

Can I borrow without a bank account?

In some cases, borrowers may need a loan but do not have a bank account. In such cases, can you still borrow? The answer is yes, you can. You can opt to receive the money via express delivery. Of course, with this option, you’ll have to wait a few days to receive the money.

Above are all the detailed information about the loan app Kusog Pera that we wanted to share with you. We hope you have a more authentic and objective understanding of this app. If you have any further questions or uncertainties, feel free to leave a comment below this post, and we’ll assist you in addressing them free of charge as soon as possible.