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Updated
18/02/2024
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1.8.2
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Description

Currently, in response to the increasing demand for financial credit, a plethora of online loan applications have emerged. These serve as effective solutions to help individuals overcome financial difficulties and achieve a more fulfilled life. Particularly, Kpeso has become the top choice for customers recently. If you’re in need of swift capital providers, let’s delve into understanding more about Kpeso!

Introducing the loan app Kpeso

Kpeso is a consulting company providing 24/7 online financial solutions developed by Kpeso.ph. It’s a technological platform catering promptly to customers’ immediate financial needs by offering online quick loans ranging from ₱2000 to ₱20000 with extremely simple procedures, requiring only identity verification documents and a bank account number.

Officially launched in 2023, Kpeso stands as a reputable loan app, serving as a bridge to provide perfect financial solutions from leading credit institutions. With its professional approach, streamlined procedures, and dedicated customer support, Kpeso has gained customers’ trust and swiftly established its brand in the online loan market in the Philippines.

Requirements for Borrowing with Kpeso

To register for a loan with Kpeso, customers need to meet the following criteria:

  • The borrower must be a Filipino citizen, residing and working in the Philippines.
  • Aged between 17 to 60 years old.
  • Possess valid identity verification documents.
  • Have a stable profession/income (Financial proof not required).

Details about Kpeso Loans

Kpeso offers an online borrowing limit ranging from ₱2000 to ₱20000. For first-time borrowers, the maximum loan amount is ₱3000. If repayments are made on time, borrowers can access up to ₱20000 in subsequent loans.

Kpeso loans have a minimum duration of 90 days and a maximum of 180 days. In the initial borrowing, customers enjoy exceptionally low-interest rates if they settle the loan within 30 days. Interest rates for loans range from 1% to 15% per annum. Apart from interest, additional fees might apply based on the specific borrowing amount and duration.”

Guide for Customers to Borrow Money with Low Interest Rates from Kpeso

To apply for a loan with Kpeso, follow these steps after installing the app:

Step 1: Install the app, open it, and register for an account. If you’re a new customer without an account, select the desired loan amount and duration. Once done, click ‘Register Now’ to proceed with the following steps. You’ll need to provide personal information to create an account with Kpeso for easier loan management later on.

Step 2: Input your identification number and confirm the OTP (One-Time Password). Fill in initial details such as your name, gender, and phone number for OTP verification.

Step 3: Complete all required information. Once your OTP is verified, you’ll need to fill in additional personal details and upload images of your identification documents along with a picture of yourself onto the system. Kpeso will promptly notify you of approval or reach out for any further queries.

Step 4: Upon approval of your application, you can swiftly receive the loan amount into your bank account (you must be the account holder). The transfer time is 24/7, typically within 15 minutes or at the latest, the next working day, depending on your bank’s processing time.

Frequently Asked Questions at Kpeso

Common inquiries posed by customers to the Kpeso support team are explained as follows:

Can multiple loans be taken simultaneously from Kpeso?

Currently, customers cannot take multiple loans simultaneously from Kpeso. However, Kpeso will assist you in borrowing more, up to your approved maximum credit limit.

Can individuals with bad credit borrow money from Kpeso?

As of now, Kpeso does not have official information, but most online lending apps do not support customers with a bad credit history.

What are the late payment fees at Kpeso?

Kpeso’s late payment fees range from ₱300 to ₱700, depending on the loan amount. Additionally, delayed payments could label you as a defaulter, adversely affecting future borrowing opportunities.

What is the extension fee for Kpeso loans?

Customers can request an extension of up to 30 days with Kpeso. The extension fee varies based on the delayed amount. You’ll need to log in to Kpeso to select a suitable extension period and settle the service fee to complete the extension.

These are the official details regarding reputable online lending at Kpeso. We hope that with the information provided, you have a clearer understanding of this convenient loan solution. Therefore, you can weigh your options and make the best choice for your borrowing needs.

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