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The prevalence of online cash lending services is on the rise, with KashOn being one of the platforms catering to essential financial needs. This online cash lending app reportedly disburses funds directly into the borrower’s account within just 15 minutes, requiring only personal identification documents. However, due to its recent appearance on, many people are expressing doubts. If you seek more information about KashOn, don’t overlook this article!

Overview of the KashOn app

KashOn is an online cash lending app that operates without requiring collateral. Moreover, its lending procedures are simple, steering clear of “black credit,” which has garnered significant attention recently.

This online cash lending application offers a variety of borrowing limits with attractive interest rates, effectively meeting consumers’ needs for spending and shopping. All loans are registered and disbursed online, allowing borrowers to complete the process through their phones without the need for face-to-face meetings at a physical location.

Customers seeking financial assistance only need to download the app onto their mobile devices, with the installation process being entirely automated. The app is compatible with the Android operating system, has a relatively small file size, and notably does not contain any embedded advertisements.

Basic information about the cash loan package at KashOn:

Details on borrowing limits, repayment periods, loan processing time, and other essential information if you’re considering KashOn to address urgent financial issues:

Loan package information: Minimum loan amount of ₦2,000 and maximum of ₦150,000; Applicable interest rate: Not exceeding 36% per annum; Repayment period: Ranges from 91 days to 180 days; Website processing time for loan applications: 15 to 30 minutes; Required documents: Only personal identification documents for verification or other valid documents like driver’s license, passport (valid); Loan disbursement time: Within 30 minutes or up to 24 hours, depending on the loan amount and information provided by the borrower.

Detailed monthly interest rates will be provided in the loan contract. Borrowers must carefully read the terms in the contract, especially regarding the interest rates, repayment period, penalties for late repayment, etc. So, who can apply for loans through this online lending app?

Who can borrow money from KashOn?

The following individuals are eligible to borrow money from this platform:

Nigerian citizens aged 21 and above, residing and working in Nigeria; Having a stable monthly income; Having at least one account in a domestic bank; Personal identification documents or substitutes such as a valid driver’s license, passport, etc. To increase the approval rate and expedite the application and loan disbursement process, it’s advisable to provide a salary slip or a monthly income confirmation document.

Borrowing through the KashOn app comes with numerous advantages.

When compared to obtaining cash loans through traditional banks, using the KashOn app presents a multitude of conveniences. Some of these include:

Diverse borrowing methods: Cash loans through the app, website-based loans, online pawn, credit card loans, etc. With just a phone and access to the web or app, you can borrow anytime. Compatibility with various mobile devices: This lending app is designed for Android phones running on OS 5.0 or higher, with a very lightweight version 1.1 that’s ad-free. The entire loan application process is entirely online, taking only 3 minutes to complete. The speed of processing loan applications is incredibly fast compared to traditional bank loans. Borrowing money through KashOn ensures the security of your personal information, thanks to the multiple layers of security technology the website invests in. The quick borrowing process at KashOn involves just 5 steps:

To register for a loan here, follow the instructions below:

Step 1: Go to, download the KashOn app onto your phone, and proceed to create an account.

Step 2: Choose the loan amount and repayment period as suggested.

Step 3: Fill in personal information in the required form, contact number, occupation, salary level. Take a portrait with the front and back of your personal identification document.

Step 4: Review the contract terms carefully, then click “Confirm” if you agree to the terms in the loan contract.

Step 5: Wait for the app to process your loan application, typically within 15 to 30 minutes. If approved, the money will be transferred to your registered bank account.

Should you borrow cash online from KashOn?

Despite being a recently emerged online lending platform, the contact information is quite explicit. This aspect is considered a factor in assessing the credibility of the KashOn app.

  • Headquarters: 234 Akanro Street, Ilasamaja, Nigeria
  • Working hours: Monday to Sunday, support available from 8:00 AM to 5:30 PM.
  • Hotline: +234 9169173632
  • Email Address: [email protected]

For any inquiries regarding loans, repayment periods, interest rates, late payment penalties, etc., you can directly contact the hotline number for resolution. However, this app hasn’t obtained the necessary legal business operating license. Hence, exercising caution when borrowing money here is advisable.