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HaloPeso is among the trusted online loan applications providing quick disbursement within 24 hours, favored by a large customer base. With just personal identification documents and a few minutes of online registration via an internet-connected device, borrowers can access loans of up to 200,000 PHP.

What is the HaloPeso App?

HaloPeso is precisely a fast loan app that operates online based on unsecured lending. Individuals seeking loans can access the app’s website, choose suitable loan packages, and follow the necessary procedures and documentation. Once your profile is approved, funds will be disbursed directly into your account.

With valid and owner-verified identification documents, users can easily apply for loans of up to 200,000 PHP at incredibly low-interest rates

The Advantages of Borrowing with HaloPeso

The benefits that the HaloPeso lending service offers to customers are as follows:

  • Registration for installment-based loans with monthly payments, requiring only online personal identification documents, allowing customers the flexibility to apply anytime, anywhere.
  • Customers’ loan applications are automatically reviewed and processed.
  • The system’s approval time for loan applications is remarkably fast, typically ranging from 30 minutes to 1 hour.
  • Individuals seeking loans here do not need to provide proof of income.
  • Simple profile information and quick loan application procedures.
  • All customer-related loan information is conveniently sent to them for tracking, and the system ensures absolute security, providing peace of mind.
  • Support extended to individuals in all regions across the Philippines.
  • Interest rates and fees that customers are subject to at HaloPeso are transparently and clearly disclosed by the system.

Limitations of the HaloPeso Application

HaloPeso is a personal loan app, so you need to be aware of the risks involved in borrowing, such as:

Due to being a personal loan, the interest rates are higher compared to the market, resulting in a significant difference between the principal amount and the high interest charges.

Risks concerning the security of personal information. Your information may be easily shared with other partners or lending companies.

The borrowing period is relatively short, leading to high pressure for repayment. Typically, the repayment period is only 5-7 days.

There’s a risk of stringent debt collection, with employees being quite aggressive in debt recovery. Of course, if you repay regularly and on time, no one will bother you.

Requirements for Borrowing from HaloPeso

Before seeking an urgent cash loan through HaloPeso, you should thoroughly understand the conditions to know which customers receive support from this institution. Customers need to meet the following requirements:

  • Valid identification documents within the legally stipulated expiry date.
  • Age between 22 and 60 years old.
  • Residing within the territory of the Philippines.
  • A requirement for income verification but without the need to prove the source of personal income.
  • No bad debts (the cleaner, the better).

Details of the Loan Package at HaloPeso

The specific policies and terms supporting capital loans within the HaloPeso application are as follows:

Interest Rate

The interest rate for borrowing through the Halo Peso quick loan service currently stands at 15% per annum. However, this is a reference rate and may vary based on the credit limit and repayment terms for each loan.

Credit Limit

Halo Peso offers loan packages ranging from 3000 PHP to 200,000 PHP. Depending on whether the customer is new or existing, there are individualized priority credit limits for each customer.

Customers are allowed repayment periods ranging from 90 days to 180 days. Depending on financial capability, borrowers can select the most suitable repayment period.

For specific interest rate details, borrowers can directly contact HaloPeso for the most accurate information and advice.

Guide to Registering for a Loan Profile on the Halo Peso App

To expedite the disbursement of funds through the Halo Peso service, borrowers can refer to and follow these steps:

Step 1: Individuals in need of a loan access the application by downloading it onto their phones.

Step 2: At this point, the system will request your phone number to receive an OTP code. Then, enter this OTP code into the app to confirm the login.

Step 3: The next step involves verifying the borrower’s identity by uploading identification documents onto the system, along with a portrait photo. Once the identity verification is completed, select “Borrow Money” to start the loan application.

Step 4: The interface will switch to a section for entering personal information along with other required details for the borrower. You need to fill these accurately according to the provided template. Then, click on “Apply for a Loan” to complete the process.

Step 5: The system will automatically evaluate the customer’s profile. Within approximately 30 minutes to 1 hour, the funds will be disbursed to the bank account you’ve registered.