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  • Diverse loan options: Although the maximum limit is not high, only up to 30,000 Pesos, it still effectively meets the needs of customers for capital borrowing or addressing various personal issues.
  • Reasonable average interest rates compliant with legal regulations: All loans here will be subject to flexible interest rates within the legal limits.
  • Simple borrowing procedures, only requiring personal document photos; the app does not require collateral, guarantors, or proof of income.
  • 85% of loan applications from customers are successfully approved by the system, with just a few simple loan conditions needing to be met.
  • 99% of loans are disbursed immediately upon first registration for new customers without a bad credit history.
  • Provide various repayment methods: You can transfer money or use various e-wallets to make monthly loan payments, which are extremely convenient and flexible.
  • The app supports bad credit.

Conditions for Quick Loans at Fast Cash VIP

To be eligible for financial assistance from the app system, borrowers need to meet the following minimum requirements:

  • Be a Filipino citizen with full legal capacity and valid identification documents;
  • Be of working age, ranging from 18 years old to a maximum of 65 years old;
  • Have a domestic bank account;
  • Have a job and a minimum income of 1000 Pesos per month;
  • Have a smartphone for accessing the app;
  • Have a valid phone number for easy contact.

Registering for a loan on the Fast Cash VIP app is not difficult.

When you meet the conditions above, feel free to register for a loan here, the steps are as follows:

Step 1: Open the app settings. Create a personal account on the app by entering your phone number and OTP code.

Step 2: Choose the loan amount and repayment period yourself. A loan registration form will appear on the screen, where you fill in the required personal information, take photos of your identification documents and a portrait photo to complete the loan application.

Step 3: Wait for the system to approve within a minimum of 14 minutes, and a maximum of within the working day.

Step 4: Once the application is approved, you will receive a notification, confirming the loan amount you registered for will be transferred to the account number you provided.

Step 5: You have the option to choose the repayment method when the loan is due. There are various methods such as bank transfer, using e-wallets, etc.

If you have registered for a loan but forgotten, and want to retrieve your Fast Cash VIP account when forgotten, it’s very simple.

  • You access this app, click on “Login” at the top right corner of the screen.
  • When the screen switches to the Login page, click on the “Forgot Password” section.
  • You will be asked to re-enter your phone number, enter the captcha code as shown in the image to receive the verification code. When you have the verification code, enter this code to verify your information.
  • The screen will then move to the page to create a new password, where you enter a new easy-to-remember password, confirm the password, and save it for convenience.

Can I borrow multiple credit limits at once with Fast Cash VIP?

Unfortunately, you can only borrow one amount ranging from 5000 Pesos to 30000 Pesos at a time here. If you want to borrow more, with higher credit limits and longer repayment periods, you must repay the current loan on time. You can borrow again for the 2nd, 3rd time, and so on; there is no limit to the number of times you can reapply with Fast Cash VIP.

In summary, based on the information gathered, it can be affirmed that Fast Cash VIP could be a decent option if you’re looking for short-term unsecured loans. However, the transaction fees are quite high, and so are the interest rates. It’s advisable to carefully consider before signing a loan contract.