EasyKash

Not holding onto assets, appraisal time within just 30 minutes, and cash in hand on the same day. These are the words of advice poured into the ears of employees, self-proclaimed as coming from the financial company EasyKash.

EasyKash is a financial company that approves personal loans when customers need them. The company operates in Nigeria, Kenya, and Ghana, having been active in this field for many years. In other words, it’s a place that attracts those in urgent need of money and who desire immediate disbursement.

Loan Terms

EasyKash’s app offers loan terms ranging from 91 to 270 days. With these terms, borrowers have flexibility in repayment. Similar to the loan limit, initially, borrowers are only supported with a relatively short term. With loan amounts ranging from ₦5000 to ₦550,000, the loan term is calculated over 2 weeks.

Interest Rates

Corresponding to the loan term and limit, there is an interest rate of 18% per annum. While 18% per annum might seem high in general, it doesn’t exceed the government regulations. Specifically for first-time borrowers, EasyKash offers millions of interest-free loans.

Service Fees

EasyKash does not generate additional fees when borrowing, but in some cases, for services like consultation, data security, and app maintenance, borrowers have to pay service fees. However, these fees are insignificant.

Consultation Support Service

As for consultation support, borrowers don’t need to worry about meeting in person or going to the loan app. They just need to open their phones, access the app, and all consultations are done there. Any concerns borrowers have, the consultation team will address, and if borrowers have any further questions, they can keep asking until all doubts are cleared.

Disbursement Timeframe of EasyKash App

It is known that the loan app has a relatively fast disbursement time. However, when researching and gathering information from customers who have used it, they find EasyKash to be quite inconsistent in disbursing loans. There are times when it’s extremely quick, within less than 30 minutes, but sometimes it takes up to 6 hours and there’s still no sign of disbursement. Despite such irregularities, EasyKash still guarantees disbursement within 24 hours.

How to Borrow Money Through the EasyKash App

Eligibility Criteria for App Loans

Citizens of Nigeria, Kenya, Ghana aged between 21 and 65 Using valid identification documents Earning a regular income each month Using a bank card from Nigeria, Kenya, Ghana Online App Loan Procedures

With any loan platform, but especially with EasyKash, you don’t have to worry too much about procedures because it’s extremely simple in a few basic steps:

Step 1: Install the .apk file and register an account Step 2: Fill in the data information

There will be a form template, and the borrower needs to fill in the information accurately, including personal information, phone number, desired loan amount, etc.

Step 3: Verify personal identification documents

Use personal identification documents and attach a portrait. Fulfill additional system requirements to complete quickly and proceed to step 4.

Step 4: Wait for approval

This process takes a maximum of 24 hours to complete. If your application is successfully approved, the money will be deposited directly into your account.

How to Repay EasyKash App Loans?

Borrowers can repay by transferring funds remotely through the EasyKash app’s bank. Before that, borrowers need to contact the staff to get bank information. Absolutely transfer funds directly, without any intermediary.

Contact us

• Plot 3 Assibifi Road Ikeja, 100001, Lagos, Nigeria
• [email protected]