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4/5 Votes: 16
Updated
18/02/2024
Size
87 MB
Version
1.0.2
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Description

The current online lending method is increasingly attracting attention from customers. Because it meets the simple and fast borrowing needs of various individuals. One of the reputable online lending institutions that you should not overlook is Saka Loan. What specifically sets apart this lending application?

Introduction to Saka Loan:

Saka Loan is a specialized app offering online financial solutions in the Ghanaian market. You can borrow money through their official website or mobile application. With just a smart device connected to the internet, you can easily borrow up to 50,000.

With Saka Loan, there is no need to provide income proof, and you won’t have to go through a complex and time-consuming loan approval process.

What do you get when borrowing from SakaLoan?

Easy online registration 24/7: The professional team works seven days a week, even on holidays. The service operates 24/7 to cater to all customer needs effectively.

Simple procedures: All you need to provide is your national ID card and a valid bank account for payment processing. You also don’t need to prove your income or have a guarantor.

Fast approval process: Your loan application can be approved within about 20 minutes from the time of registration. The disbursement process takes place within 24 hours.

Loan requirements:

To borrow money from Saka Loan, you need to meet the following basic conditions:

  • Be a Ghanaian citizen, aged between 18 and 60.
  • Have a valid and usable national ID card.
  • Have a valid personal bank account for payments.
  • Have a stable job and income.

Interest rates for borrowing at SakaLoan:

The interest rates for borrowing at Saka Loan range from 14.2% to 14.6% per year. Additionally, there are other fees such as advisory fees, service fees, and documentation fees. All these fees are clearly stated in the contract. Before deciding to borrow, you should consider these additional fees along with the interest rate.

How to borrow money at Saka Loan:

The steps for borrowing money here are quite simple and similar to many other online lending institutions. Specifically: [Please provide the specific steps for borrowing money at Saka Loan]

Step 1: Loan Application

  1. Download the Saka Loan app here and choose the desired loan amount > Select “Register.”
  2. Provide your phone number, and the system will send you a verification code through voice. Enter the code accurately and select “Register now.”
  3. Provide your email address and create a password > “Register.”
  4. Provide your national ID card information. Specifically, take photos of both sides of your ID card and a portrait photo.
  5. Provide complete and accurate personal information > “Next” > “Career.” Then provide all relevant information about your job and income.
  6. Click on the sections related to terms and privacy policies.
  7. Select “Continue” and provide your bank account information > “Submit profile review” to complete the loan application process.

Step 2: Profile Approval

After successfully applying for the loan, a consultant from Saka Loan will contact you via phone to confirm all the information and inform you whether your application has been approved. If the loan is approved, you will receive a notification message. You need to log in to the system to sign the contract. Within 24 hours, the money will be sent to the bank account you registered.

Step 3: Loan Repayment

During the repayment period, you need to make timely and full payments to avoid penalties. There are various methods of loan repayment, and you can choose one of the following options:

  1. Repayment through the Saka Loan account: You can log in to your account and make direct payments under the “Repay loan” section.
  2. Online banking payment: When using this method, make sure to enter the correct recipient’s account number. Also, pay attention to the transfer details (Payment contract number + Full name).
  3. E-wallet payment: This payment method is straightforward. Access your e-wallet and select “Loan repayment.” Find the correct lending institution and enter the contract number to proceed with the payment.

If you are still unsure about where to apply for an online loan, Saka Loan can be an option worth trying. We hope this article has been truly helpful to you at the moment. Please consider all loans and repay them on time to maintain a good credit score.