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Are you in urgent need of money? Rest assured today Loan App will share with you a new loan app launched in 2023. RapidCedi is a mobile loan application that provides secure and unsecured online loans to individuals in Ghana. The application provides personal loans and securely deposits the loan amount into the user’s account without credit guarantee. RapidCedi provides a reliable and secure loan to its customers with low fees and no hidden costs. The application mainly provides loan services with terms from 91 to 180 days.

Basic information of RapidCedi:

  • Loan Amount: GHS 200 > GHS 5000
  • Loan Term: 99 > 181 days
  • Loan Interest: 0.06% per day (1.7% equivalent monthly interest rate only)
  • Service Fee: 15% > 18% (Deductible )
  • APR:1% > 25%

For instance, if an applicant receives a GHS 500 loan for a 91-day term with one installment, they will be charged an annual interest rate of 25%, which equals GHS 31 in 91 days. They will also have to pay a service fee of GHS 39 for one time. The total repayment fee will be GHS 500 (borrowed amount) + GHS 31 (interest) + GHS 39 (service fee), which equals GHS 570 in one installment. The monthly repayment fee will be GHS 190, and the APR is 14%. However, borrowers have the flexibility to make early repayments to reduce the above-stated interest.

To apply for a loan, you need to meet the following requirements:

  • Be 18 years and over
  • Have your Ghana ID
  • Have a digital wallet account in Ghana
  • Download the RapidCedi application.

RapidCedi offers the following advantages:

  • Free to use, no hidden fees
  • Brief approvals
  • Same-day access to cash
  • 24/7 support

RapidCedi also takes your privacy seriously and protects the information of all its users. The app will never provide your information to anyone without your permission. If you want to know more about its privacy policy, visit

In addition to the product features and advantages mentioned above, RapidCedi also offers a user-friendly interface, making it easy for users to navigate and apply for loans on the app. The application process is simple and quick, with users receiving loan approvals within minutes of submitting their applications.

RapidCedi also provides a flexible repayment system, allowing borrowers to repay their loans in installments or in full at any time before the loan term ends. This feature is particularly helpful for individuals who may need to adjust their repayment plans due to changes in their financial situations.

Furthermore, RapidCedi has a referral program that rewards users who refer new customers to the app. For each successful referral, the user receives a bonus that can be used towards their loan repayment or withdrawn as cash. RapidCedi is committed to providing excellent customer service and support to its users. The app’s customer service team is available 24/7 to answer any questions or concerns that users may have. They can be reached through the app’s chat function or via email.

Overall, RapidCedi is a reliable and secure lending app that provides individuals in Ghana with quick and convenient access to cash loans. With its low fees, flexible repayment system, and excellent customer service, RapidCedi is an ideal option for those in need of financial support.

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