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The PesoGo VIP app offers various loan limits, with a maximum of PHP 50,000 and a quick loan application approval in about 30 minutes. This assists borrowers in swiftly addressing their current financial constraints, such as the need for consumer spending, shopping expenses, debt repayment, and more. The borrowing process is straightforward, devoid of collateral requirements or in-person meetings. Disbursement occurs just 15 minutes after loan approval. But does this qualify as a “black credit” lending app?

Insight into the PesoGo VIP app:

PesoGo VIP is an online cash lending application that supports 24/7 loan packages, aiding customers in handling urgent spending needs. Opting for PesoGo VIP allows borrowing via the website or through the mobile app, both featuring a simple loan application process without the need for face-to-face meetings, with disbursement on the same day.

This lending app advises and provides customers with the most suitable loan package according to their financial needs, avoiding excessive borrowing beyond their repayment capabilities. is the managing company responsible for PesoGo VIP’s operations and directly handles loan disbursements.

Contact Information for PesoGo VIP:

  • Headquarters address: 170 Torre Venezia Suites Timog Ave. cor. Scout Santiago St., Laging Handa
  • Hotline number: 0221966326
  • Website:
  • Email address: [email protected]
  • Working hours: 9:00 – 17:00

10 advantages of the PesoGoVIP loan application:

  1. Profile review time for loan registration is only 15 to 30 minutes.
  2. Fast disbursement within just 15 minutes after profile approval.
  3. No requirement for extensive documentation from the borrower, no need for face-to-face meetings.
  4. No need for the borrower to provide monthly income confirmation.
  5. Flexibility in loan timing, available for application at any time during the day.
  6. Cash loan profile registration without the need for assessing relatives or friends.
  7. Flexible interest and principal repayments through bank accounts.
  8. 24/7 customer care hotline with dedicated and enthusiastic consultants.
  9. Easy reapplication for subsequent loans.
  10. Continuous support and advice via Facebook and WhatsApp.

To qualify for PesoGo VIP, you need to meet the following criteria:

  1. Age between 20 and 60 for loan application.
  2. Exclusive to Filipino citizens currently employed within the country.
  3. Employed with a stable monthly income.
  4. Possession of a valid citizen ID card or passport.
  5. Having at least one domestic bank account for disbursement and repayment support.

Loan Packages:

Loan amount: Minimum PHP 1,000, maximum PHP 50,000 Repayment period: From 91 days to 180 days. Maximum interest rate: 10% – 35% per year Processing fee: 0% Extension fee: Negotiable between parties. Late payment fee: Interest will be calculated differently.

For example: after the due date, you’ll have to pay interest of PHP1,500 = PHP10,000 * 15% The total amount to be paid is PHP11,500 = PHP10,000 * (1 + 15%)

How to apply for a loan at PesoGoVIP:

The steps to apply for a loan on the app are as follows:

Step 1: Visit the website or download the app on your mobile, install it, and register for an account.

Step 2: Log in to your account, choose the loan amount and corresponding repayment period. Select “Register Now”.

Step 3: Fill in personal information in the registration form to create a loan profile. Scan your portrait, take a photo of the front and back of your citizen ID card.

Step 4: Wait for the loan profile assessment within 15 to 30 minutes. The duration may vary depending on the loan amount and information provided.

Step 5: After approval, the money will be transferred directly to your bank account within 5 minutes or a maximum of 1 day if your bank account is not compatible with the system.

Is the PesoGo VIP app a blacklisted credit service?

As of the current time, there is no authenticated information suggesting that this app scams customers. Occasionally, customers’ loan registrations fail or the app does not respond, but this doesn’t confirm PesoGo VIP as a scam.

Moreover, according to a survey in November 2023, this cash loan app has an average rating of 4.2 stars from 456 customers. Mainly, users praise the app for its simple loan procedures and much quicker profile approvals compared to credit support companies or banks. The app is lightweight and ad-free.

However, with online loan apps, it’s still important to be cautious of scams or encountering blacklisted credit services. If urgent borrowing is necessary, carefully read the terms in the contract, especially regarding repayment time, interest rates, and late payment fees. Avoid getting into situations involving debt collection tactics resembling those of loan sharks.