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Updated
19/02/2024
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1.6.13
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4.4
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Description

OKPeso, the online lending platform, is increasingly popular among Filipino customers who want to borrow money quickly online. If you want to borrow money online, you can also turn to this financial solution. However, as a customer, you should first familiarize yourself with the basic information about the application to be proactive when borrowing money.

First, update your introduction to OKPeso. This will help you understand why the app is so trusted and popular among customers in the market today.

What is OKPeso?

This is actually a platform for fast online lending. The platform operates on Android and IOS operating systems, allowing you to access quick loans. The highlight of the platform is unsecured lending without collateral or financial proof.

Features of OKPeso

The app provides quality financial solutions for all customers. Just being a Filipino citizen and meeting the basic conditions, you can apply for a loan. The loan application process is done online via an internet-connected device. That is, when you borrow money, you do not need to go to the bank or meet in person like traditional solutions.

In particular, the lending application is available 24/7, including holidays. At the same time, just completing a few registration steps, you will be considered for the loan according to your needs. With this platform, you can borrow from PHP100 to PHP10000. For the first loan, the maximum limit is PHP20000. This means you can calculate your repayment ability to choose the appropriate loan amount when needed.

However, note that the loan term is from 92 days to 120 days. This is a relatively short period compared to many other financial support solutions in the market. Therefore, if you decide to borrow money, you need to choose the ideal time frame that is suitable for your repayment ability.

Also, remember that this online lending platform often offers competitive interest rates. Typically, interest rates will not exceed 18% per year. Moreover, when borrowing money, you will not have to pay any additional fees related to registration or procedures.

Loan requirements

The app will bring you the opportunity to borrow money quickly in a day to solve financial difficulties. At the same time, this application also ensures safe borrowing with an optimal security system. Therefore, if you need to borrow money urgently with a not too large loan amount, please access the app to complete the loan application process as soon as possible.

However, note that borrowing money from OKPeso has certain conditions. That is, not all customers can successfully borrow money, although the approval rate of this lending app is up to 98%. So, what are the actual conditions you need to meet? In general, you can list the necessary conditions such as:

  • Being a Filipino citizen, living and working in the Philippines at the time of loan registration
  • Aged 18-60
  • Having a valid ID card
  • Having an effective bank account
  • Not belonging to the criminal responsibility group

In addition, you should also ensure stable monthly income conditions. This is not a mandatory condition for registering for a loan from OKPeso but it affects your ability to repay. Therefore, as a customer, you should carefully calculate to avoid overdue debts, especially when you fall into a situation where you cannot pay, you will be responsible before the law.

How to borrow money from OKPeso

As introduced, the app allows customers to borrow money quickly and simply. Therefore, if you need to borrow money, don’t worry too much. Instead, you should proactively follow the instructions as follows:

  • First, you need to access the web/app for borrowing money.
  • Next, enter your information to register for a loan on the application platform.
  • Select the amount to borrow.
  • Enter your phone number.
  • Enter the verification code.
  • Take a photo of your ID card as required by the system to verify your identity. Usually, you need to take photos of both the front and back of your ID card.
  • Update your personal information in full according to the displayed form to send a loan registration request to the OKPeso system.

The review process will take place. After 15-30 minutes, if your information is suitable, it will be approved. At that time, the amount of money you need to borrow will be quickly transferred to the bank account you previously updated.

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