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What are Niyatu Credit loans and what special features do they possess that make customers so attracted? How will the loan be paid when it is due?

What is Niyatu Credit loan app?

This is an online installment loan application with the purpose of providing unsecured loans in a short time. To solve the financial difficulties that customers are facing. Thanks to the advanced technology system, the application processing time is also very fast. Once successful, the money will be immediately transferred to your bank account without any guarantee or collateral.

Don’t worry, the online loan service is completely automatic, all data will be processed by a robot, without the need for human support or intervention. Therefore, large amounts of data that need to be processed or verified will also be done at the same time to shorten the lending process.

The highlights of the loan app are as follows:

  1. Suitable for various customers: The loan conditions and procedures are straightforward and uncomplicated, making it suitable for a wide range of customers. Whether someone has an average income or no assets, they can still apply for a loan.
  2. Accessible on all platforms: This app allows customers to apply for loans anytime and anywhere. With just a small mobile device and internet connection, customers can complete the process.
  3. Simple procedures: Customers only need to register on the website with their national ID card; no additional documents are required.
  4. Advanced technology: The loan app uses advanced technology to quickly process loan applications and provide funds within 10 minutes. The system operates 24/7 to serve customers’ loan needs.
  5. Trustworthy and transparent: The loan process involves a specific contract between the lender and borrower, which includes essential information such as interest rates and service fees. Additionally, all customer information is guaranteed to be 100% secure and confidential.

What are the loan limits and repayment terms?

With this app, you can borrow within the range of ZMW1000 – ZMW25000 in a single loan. However, for new customers making their first loan application, the maximum amount allowed is ZMW15000. Additionally, the repayment period is flexible, ranging from 3 to 6 months. It is advisable to carefully read the terms and conditions in the contract to comply with the rules and avoid any violations.

How does NiyatuCredit handle loan repayments when they are due?

Once you have received the desired loan, the system will send a text message to your mobile phone as a reminder of the repayment deadline and the amount due. You can choose from the following payment options:

Direct payment within the app:

The process for direct payment within the app is straightforward. First, log in to your loan account, which you previously registered. Then, select the “Payment” section and enter your bank account information. Finally, wait for the system to confirm the successful payment.

Payment via bank transfer:

With this method, you will need to access your account to obtain the lender’s bank information. Then, follow the provided details to initiate the bank transfer. Beware of fraudulent entities posing as loan providers to avoid any unwanted risks during the payment process.

Payment in cash:

Finally, besides the two methods mentioned above, you can opt to make cash payments by visiting the bank directly. Just bring your national ID card, and the bank staff will assist you. However, it is advisable to retain the payment receipt for your own protection.

Here, we have provided you with the loan limits, repayment period, and various payment methods for NiyatuCredit. Don’t forget to share this article with everyone.