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Naira Kash provides fast and simple online financial solutions. Customers only need to meet the required conditions to be supported with loans and receive disbursements almost instantly. We also offer various interest rate benefits to ensure a safe and excellent customer experience.

More information about us:

Borrowing money through the Naira Kash app is a choice for many individuals. We handle everything quickly and conveniently, catering to customers who need funds for their personal expenses in a short period.

However, Naira Kash acts as an intermediary for personal loans. We play the role of connecting customers in need of loans with lending institutions. In return, we receive a commission from the lending institution when the loan application of a customer is successfully approved.

Customers can quickly resolve their personal financial matters without having to visit the lending institution directly. You can stay at home, use a smartphone with an internet connection to register and wait for your loan application to be approved. The disbursed funds will be transferred to the customer’s bank account or made available for pickup at a post office.

The requirements for eligibility to receive loan support through the app include:

  • Customers must be 18 years old or above and provide a valid identification document.
  • Have a personal bank account.
  • Have a stable monthly income to ensure timely repayment of the loan.

Information about loan amounts and interest rates in the application

Naira Kash offers various loan amounts to customers. Depending on the customer’s borrowing history, the disbursed amount and repayment period will increase. The loan limit ranges from NGN100 to NGN55000. The repayment period for these loans is typically between 3 to 6 months.

However, as an online lending platform without collateral requirements, the interest rates for loans in Naira Kash are relatively high. The maximum interest rate can go up to 20% per year. The interest amount decreases gradually as customers repay the principal and monthly interest. In the case of late payments, the company may impose fines or increase the interest rate.

The loans in Naira Kash come with advantages such as quick disbursal, no collateral required, and no need to visit the lending institution in person, enabling customers to have funds for their personal needs within the same day. However, they also have limitations, such as relatively high interest rates and potential excessive follow-ups if payments are not made on time.

Therefore, it is important to carefully consider and research the online lending institution before entering into a loan contract to avoid any unwanted situations during the loan process.

Loan process in the app

The loan process at Naira Kash is straightforward. The loan officers will provide detailed guidance and support to customers to quickly and conveniently complete the loan agreement. Here are the steps:

  1. Register a personal account for new customers.
  2. Loan officers will contact you via phone to discuss loan requirements, repayment terms, interest rates, etc.
  3. Provide information and upload images of your identification document, personal information, and bank account details.
  4. Complete the application and wait for approval.

Once your loan agreement is approved, the disbursed funds will be transferred to your bank account within approximately 24 hours. The loan process is simple, as long as you meet the requirements set by the lending institution, the loan agreement will be approved almost 100%.

Some questions about personal loans in the Naira Kash app

Every day, we receive many questions from customers regarding personal loans in the Naira Kash app. Here are detailed answers to some of the most frequently asked questions, hoping to provide a better understanding of the app.

Can I cancel a loan in Naira Kash after it has been approved?

Customers can indeed cancel a loan after it has been approved. Please contact the app’s hotline to discuss and receive assistance. In case you have already received the funds, you will need to repay the borrowed amount to the app.

Does the app support customers with bad credit?

Naira Kash is one of the few online loan apps that provide support to customers with bad credit. Customers can submit a financial loan application following the steps mentioned above. However, the approval rate for such cases may be lower compared to others, and the loan limit may also vary.

How can I repay the monthly loan?

You can repay the loan by transferring the amount through an e-wallet or bank account. Remember to keep the transfer receipt to avoid any issues that may arise.

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