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These days, online lending has become familiar to many people. To meet the growing demand for borrowing among consumers, numerous fast online loan services have emerged. One notable name among them is Huge Cash.

Introduction to Huge Cash

Huge Cash is a newly launched online lending platform in the market. Despite being a new player, the company has gained significant attention and support from customers nationwide. It is a reputable lending website licensed in India. With Huge Cash, simplicity, speed, and convenience are what customers can expect.

Here, you can apply for loans of up to RS100,000 with just a few simple steps. The money can be transferred to your account immediately after approval, typically within 10-15 minutes.

Pros and Cons of Borrowing from Huge Cash

Huge Cash is considered a trustworthy online lending service with many notable advantages. However, being a newly established platform, it still has certain limitations. Specifically:


  1. All processes are simple and convenient through online methods.
  2. Quick disbursement of funds within approximately 15 minutes of registration.
  3. Easy procedures: Only ID proof (CMND) is required, and there is no need to provide income proof.
  4. Transparent and publicly available information.
  5. No additional fees.
  6. Low interest rates.
  7. Customer service available 24/7.
  8. Commitment to maximum confidentiality of customer information.
  9. Easy repayment options using various methods.


  1. Interest rates are still higher compared to banks.
  2. The maximum loan amount is limited to RS100,000, making it unsuitable for those with larger borrowing needs.

Target borrowers at Huge Cash

Anyone can easily apply for a loan at Huge Cash as long as they meet the following borrowing criteria:

  • Being an Indian citizen, aged between 21 and 70.
  • Having a stable job and income, ensuring the ability to repay the loan.
  • Not being involved in bad debts. This will be assessed by the company based on the customer’s CIC information.

In addition, to apply for a loan at Huge Cash, you need to provide a valid ID proof (CMND) and bank account number for repayment.

Loan limit and repayment period

At Huge Cash, you have the opportunity to borrow amounts ranging from RS100 to RS100,000. One of the advantages compared to many online lending platforms today is that Huge Cash does not restrict first-time borrowers.

The repayment period is also quite flexible. You can choose to repay the loan within a period of 7 to 180 days, depending on your personal needs. There are two repayment options available:

  • Paying back on a daily basis: Interest will start to accrue when the customer makes the payment.
  • Installment repayment with a set term: Interest will be calculated based on the chosen repayment period. The interest rate will remain the same even if the customer pays off the loan early.

Interest rates for borrowing

The interest rates at Huge Cash can be considered relatively low compared to the market. Specifically, customers only need to pay interest rates that do not exceed 18% per year. Especially for first-time borrowers, the interest rate they have to pay is only 0.01% of the loan amount.

Guide to loan application

Step 1: First, you need to access the Huge Cash website. Then, choose the loan amount and the appropriate repayment period.

Step 2: Register for a loan using your phone number. Enter your phone number and password, then click “Register”. The system will send a confirmation code to your phone. Enter the code in the blank space to complete the account registration process.

Step 3: Provide personal information. Fill in all the required personal information accurately using the provided form on the screen. This includes: Full name, date of birth, gender, marital status, ID card number, current address, and employment information.

Step 4: Provide payment information. The bank account number you provide must be valid and in your name. Additionally, you may need to provide additional information to increase the credibility of your application, such as information about your relatives.

Step 5: Take and upload photos of both sides of your ID card and a portrait photo to the system.

Step 6: Approval and disbursement. After completing all the procedures, Huge Cash will review your loan application. If you meet all the necessary requirements and are approved, the loan amount will be transferred to your account within approximately 15 minutes.

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